More Great General Health Resources.

General HealthTips for Shopping Health Insurance and Life Insurance Online

If you've found your way here, you've no doubt decided you need to purchase a new insurance policy or add to your existing level of insurance. It can be a little confusing deciding just what you need. So let's cover some of the most popular types of insurance.

Critical Illness Insurance
Heart disease, stroke and cancer are just a few of the critical illness that bring a chill to your spine when you are diagnosed. The good news is that with the advances with modern medicine many illness that even recently were almost always fatal can now be treated and life goes on as normal. However, in a worst-case scenario, critical illness insurance helps you cope with the expense of your illness while you are treated and helps your loved ones to go on unencumbered by the financial burden left by a long illness should you lose the battle.

Disability Insurance
One of the most popular forms of supplemental insurance, Disability Insurance pays you a percentage of your income as a benefit should you become disabled. You use these benefits to help with out of pocket expenses not covered by your
major medical policy and to pay your household bills while you recover from a temporary disability or a lump sum payment or a life long benefit in the case of a permanent disability.

When shopping for a Life Insurance quote, Term Life Insurance and Whole Life Insurance are the two most popular choices. Let's explain each of these:

Whole Life Insurance
When shopping for a Whole Life Insurance quote you will find that, the policy remains in force during your entire lifetime as long as the premiums are paid. The type of life insurance also builds what is commonly called a cash value that you borrow under certain circumstance after a period of time.

Term Life Insurance
When shopping for a Term Life Insurance quote keep in mind that this insurance will cover you for a specified time only such as five years. Your premiums do not increase during the term of your policy but will likely increase once it is time to renew the term. Term Life Insurance does not build a cash value.

Term life is generally cheaper if you are younger in age and a good starting point for a safety net for a young family until you're ready to invest in long-term whole life insurance.

Now you're fully informed to make the right choices as to just what new or additional insurance to choose for yourself and your family.

About the Author

Natalie Aranda writes about health, health insurance and fitness.


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Health and NutritionLow Carb Diets on the way out...Taste is Back!!!


Low Carb Diets on the way out...Taste is Back!!!

 by: D.S. Epperson

To see the low carb diets on the way out is a somewhat reflective process, not that I was an advocate of ketogenic diets at all unless you have Adolescent Epilepsy, but bringing the low carb or ketogenic diet into the forefront of our American Society meant that more people were being educated about obesity, food and eating.

This acknowledgment about food was astounding and became overwhelming , causing restaurant chains and some farmers to really suffer from these trendy diets, people have lost farms that have been in their families for years , businesses that lend job and economic stability to an area, have gone out of business or lost business, all on a dietary whim, with no research done on the side-effects of not eating what these diets restrict.

What side effects? you ask. Okay, so you've lost a bunch of weight by eating tons of meat and fat, maybe your cholesterol numbers aren't out of reach, but, have you had your bowels checked lately? You know, eating that much meat and fat can only do one thing to your intestines and colon, and that's putrefying products in the bowels. Pretty disgusting, huh?

As you grow older, you lose the ability to digest food like you use to when you were young and had lots of enzymes . Sometimes, that comes from just age, but sometimes it comes from disease and antibiotic use, the point being that, the low carb diet's started you out on food that you may not be able to absorb anyway so you haven't been absorbing the vitamins and minerals that your body needs to start, process or finish some important tasks.

So what's the harm in that, you may say, I've lost weight and feel great, and I don't feel sick. You probably wouldn't. There are illnesses that you never see coming until it's to late. One of the leading causes of Colon Cancer, is eating an over abundance of meat and fat, and not having the ability to digest that protein and fat in the system. When enough damage is done, you don't absorb minerals and vitamins like you are suppose to, and you start to develop other problems, more serious problems, like cancers.

I will have to admit, that the Atkins type diets do advocate not eating the processed and manufactured foods that break down so fast into sugars you can almost hear run into the veins! And that is still true, the human body was designed to do the work of breaking down complex carbohydrates into a more simple usable energy. The break down of a whole grain, fresh vegetable or fruit product also take a certain amount of energy, so not only does your body use energy to break this healthy food down, you also have the benefit of a lot of fiber, which will keep the intestines and colon clean and functioning well.

So, what's the next trend, I think the next trend is going to be the old fashion weight loss plan. This is a tried and true method of weight loss that anyone can do and it tastes great. This would involve healthy, low or slow absorbing carbohydrates, counting and burning calories, and exercise! A balanced diet, along with knowing how many calories you need to eat per day, to either maintain your weight, or lose weight, and an exercise program to give your bones and muscles a reason to stay strong, not a trendy type diet, but a healthy lifestyle that you can live with for the rest of your life, that still has room for an occasional treat now and then. Low carb is out, the new trend is healthy and better tasting proportions.

About The Author D.S. Epperson is the top formulator for Home Blend Gourmet / South Pacific Health, a leader in the functional food industry in the U.S.. With 20 years of experience in Nutritional Biochemistry, she has written reference books on botanicals and manufacturing of medicines from botanicals, and published articles on health, fitness and foods. She has formulated over 240 formulas and inventions for health, the environment and agricultural uses, and continues to research and study microbial advantages in nutraceuticals and functional foods. For more information or to view the articles that she has written: http://www.sugarblend.com.

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